Commercial Hired and Non-Owned Auto Insurance
Hired and non-owner auto insurance provides liability coverage to small business owners who don't provide company cars to their employees and may require their employees to drive their own vehicles for business use. If the business is having employees drive their vehicles for travel or general business errands, this brings about new risks for the business. In the case an employee has an accident while on one of these errands, the business may need to pay for damages the employee's vehicle caused.
A hired or non-owner auto policy protects your business from paying legal fees and damages caused to the other party. This can include damages to the other vehicle, person and other property damage.
If you're unsure if hired/non-owned auto insurance should be added to your business owners policy, feel free to discuss in more detail with one of our insurance representatives at CJG Insurance Group.
by Charles J. Greve at CJG Insurance Group
Want to shop around your insurance? Fill out the form below or give us a call at 609-904-9027 and one of our representatives will assist you with your insurance needs.